If you are pulled over for suspicion of driving under the influence of alcohol, it goes without saying that your mind will begin to race.
How will this impact your personal and professional lives? What about your finances? Could you end up in jail?
Simply put, a DUI conviction is likely to impact your insurance premium. While you have the right to shop around, with this red mark on your record, it can be a challenge to secure the coverage you want at a price you can afford.
Fortunately, most insurance companies will still work with you, despite your DUI conviction. Even though they’ll charge a higher premium, they’re willing to provide you with the coverage you require.
There is no way of knowing exactly how much your premium will increase after a DUI conviction. This is based on a variety of factors, including your driving record, insurance company and type of policy.
Like most people, you’ll find it difficult to live your life without a vehicle. For example, this can make it next to impossible to commute to and from work or school. This is why you need to purchase car insurance, even if it means paying more for coverage.
Since a DUI conviction can impact your life in so many ways, including your finances, you need to understand your legal rights and fight to protect them at all costs.
Just because your case is going to court doesn’t mean it will result in a conviction. There are steps you can take to avoid this, thus eliminating the chance of it affecting your insurance premium.
Source: Policygenius, “How to get the best car insurance after a DUI,” accessed April 11, 2018